Looking at it objectively, I just think it's a better choice for most people.1) Yes precisely, do not buy more insurance than you have to!  

But if the layout can at least make it so, for the most part, say two bedrooms will be close to or attached to one bathroom so it's clear that the students staying in those two rooms are to use this bathroom, that will make it more likely that the students in those bedrooms will take "ownership" of it and keep it relatively clean and not destroyed.I should also note that a smaller common area will make it less likely that your house will be where all the parties are at.

They are giving me till Feb 28th to provide them with a file-stamped motion to quash the subpoena (or other formal objection filed in court) via email. 

Dan,I'm relatively new to this site , but it has already yielded opportunity. 

@Chad Kesich there are also several forums related to Commercial investing and finance.

If they are relatively the same size you can make it work tying into them, but if your septic lines are like 50% the size of the sewer tap then you would be better off running new lines to the homes so that you don't congest the whole thing trying to save some money.

I've never had an objection at that point. 

The numbers all relate to any rental, except the ARV (After Repair Value) applies to flips and rehabs.

Properties are relatively inexpensive (80-90k) and if you finance the property you can generally get 15-20% cash on cash return ($200-$300 monthly cash flow after all expenses).  

Once you have the line of credit (goes through relatively quickly) you are good to go.