So the added expense of a high end camera is not real worth it for us.The phone is compact, always fully charged, always with me & it does take excellent hi res pics that I can enlarge on it & has great video.

Do these private lenders or hard money lenders charge a high interest rate?

There are a few of my notes on the pages, but they charge you $40 separate from the course so this would help bring down cost to get your license.  

Also is it best to purchase a solid row house for 30k and rent it out with a little rehab or buy a shell property for cheaper price tag and build it up as a new property. 

I would likely start with much cheaper homes- <$100k. 

Charging them both, looking to see what was ringing, forgetting one...  

I even expect to get charged 300 a sq. ft. for remodeling cost knowing could shop for 180 a sq. ft. and sell lower than A.R.V. and still make Profit. 

But if unable to find anyone, I feel like it's unfair for me to return their deposit, not charge any early termination fees, and me take the hit when one of my tenants signed a lease to stay until May (which is our peak rental season and why I had an 11 month lease signed).Please provide your expert opinions.Thanks,Nick Fuglaar

.$322.83/month Principle and InterestMonthly Cash Flow: $8.97I know This isn't a great cash flow deal, but I would essentially break-even until the property is paid off in 10 years if I held it as a rental.The other scenario, which I am leaning towards is to sell to an owner occupant with a wraparound mortgage.I could increase my cash-flow substantially, get a decent down payment, sell for a higher financed price, charge a much higher interest rate, and enjoy less management headaches.If I sold on a wrap I could sell for $39,900$5,000 down (tax refund time soon :)$34,900 amortized for 15 years @ 12.75% Interest = $435.84/month PIThis would allow me to make money on the front end ~$4,000 and make $133/month cash-flow.I could also play with the numbers a bit to make a higher IRR, but this seems like a doable scenario.Would you buy this?

To do a tub, he charges $275, and to do tub surround tiles, and the tub, $475.