Here are the options from the lender we're in contact with:- 30 yr at 2.99%; decreases mortgage $66- 20 yr at 3%; increases mortgage $232- 15 yr at 2.75%; increases mortgage $509Should we refi?

Do prices increase or decrease once school starts and is everything a bidding war?

Less stress for me = happiness.

Your lender would have to tell you how much the interest rate would decrease -- its a another market value discount. 

Average days on rental market, increase or decrease in rental rates, etc.....  

Demolish decreases the value?

Will your living expenses decrease with a house hack?

Every month that the property goes up in value and mortgage get paid down, your ROE decreases

Then decrease your rents, increase your expenses and capital items, vacancy, bad debt, concessions, etc. 

Are the amount of strong offers shortly after listing decreasing?