Because most people in this market are first time home buyers who do not have an extra $5-10K to put into the home right after they buy it, even if they could get a loan on it.So the price and availability of money directly affect your ability to capture equity right from the start.Back to the bank.Up until a year ago, I had no idea what a “signature loan” or a personal loan was?

I'm confident in my ability to take the deduction; I'm just confused about where/how to take it.Every Landlord's Tax Deduction Guide says to claim it on line 18 of my Sch E as an "other" expense and say "Business use of home".Others I've spoken to say to use Schedule C, but since my rental income is all on Schedule E, how will that work?

I have a professional background in Corporate Finance and believe that I have the skill set necessary to succeed in a decent MBA program.However, in the past year or so, I've really come to change my thinking.Here are my two reasons why I believe that pursuing an MBA is a poor choice for aspiring entrepreneurs:Reason 1 -  The degree is expensiveAs someone who is particularly aggressive with personal finance, I believe that by committing cash to the degree, or by taking out loans, I delay my ability to invest in real estate or other assets significantly as I tie up my personal capital in the degree.Further, I believe that I'll accumulate assets to invest at a slower rate for the duration of my education, and that I'll spend the years immediately following my graduation paying off student debts.  

I want to suggest you connect with @Matt Faircloth, who incorporates some green (uncertified) building elements into his rehabs.  

I'm a fix, hold rent person- cash no finance, but I believe in their website you have the ability to borrow more to fix.

A good credit score speaks more about a willingness to pay but the system is such that it is not necessarily relevant to an ability to pay because it rewards people who are over-leveraged and are making payments they can't really afford.So at the end we ask what will we see when we pull your credit report but we never ever pull it (although we don't tell the tenant that) and it has never factored into our decision.If I could boil it down to one question it would probably beCan we visit you in your current residenceWe probably would not rent to somebody who refused and probably would rent to somebody who agreed because more than anything else it shows that the tenant has nothing to hide.Number 2 - Can we see your bank statements.

I believe a team is more beneficial in anything you do because of the ability to bounce Ideas off each other and discover certain things one wouldn't see on his own?

I've frequented the records office quite often and was getting better, but there were ones that were so complicated that I doubted my ability and competence on all of them.

I really hadn't considered the repercussions of this on it's rent ability, until I imagined lugging a sofa-bed up the steps!

It makes for a cheap ability to keep money moving around for my purposes.Anyway, they call me today and tell me that they ran a title search on my primary (the one I applied for HELOC) and I am showing a bankruptcy in 2013 and my girlfriend (also on the deed to the home) is showing a bankruptcy in 2012.