The actual algorithm is a trade secret of Fair Isaac, but the following breakdown approximates the weighted values that compose your score.35% Payment history30% Outstanding debt15% Length of your credit history10% Recent inquiries on your credit report10% Types of credit in useThe "average" credit score for "excellent" credit is 720 or better for most major lenders, such as mortgage lenders.

The most weight should certainly be given to what very similar homes within half a mile have sold for in the last 6 months.

You should clean it up a bit before you send it, so that it's all formated properly.

Again, there is a difference between having a guest spend the night (it shouldn't matter if it is an out of town friend, girlfriend, or relative).Really, if you are having these problems it is very possible you failed to screen your tenant properly (yes, I know Fair Housing laws sometimes make it difficult).

Find out the proper name of the parent company and require that they guarantee the lease.

The number two reason is inability to deal properly with the tenants.Good Luck,Mike

Staying in Analysis until it becomes paralysis.This problem can be over come by proper goal setting, storybooking, and taking baby steps in the right direction.

Once you've arrived at a price you can then right the contract with a proper inspection clause in it.Geoff

For basement units, also watch for proper egress.

If you have a complex scheme for holding your properties and you die, your family may not get your properties if your will is not structured properly or God forbid you have no will.Besides, if you run a stand up business and don't screw your tenants and you pick tenants well, you may have no reason to be sued...I have never been sued yet in 8 yrs.