My local credit union bank officer informed me that they cannot lend to an LLC, unless I go through commercial lending, which will have higher rates, and may be tougher to get approved because I do not have 2 years of...

Presently pick each block individually and place it near one another yet ensure that the block covers the whole bond.

I will be house hacking the 3 bedrooms and renting them individually!

It is essential that when choosing tenants for a B class property that you choose the very best and it is short sighted to not realise that low credit scores are a indication of some level of irresponsibility that will likely transfer to everything about their life style.Usually, not always, those with good scores do not live like pigs...it all translates to attitude which is what you are seeking with good tenants.....good attitudes, responsible individuals.

Is there a wholesale individual in the Austin area that I can work for for free?

I don't know what type of property you are looking for but if I were you I would be looking for a single family house with the greatest number of bedrooms within your price range and rent out each room individually.

Or do they need to be in an individual's name? 

Don't be afraid to think outside the boxIf that's not your cup of tea, try buying SFH, renting rooms out individually-- that can be very lucrative!   

Next, when you are first, you automatically assume the leadership role in your cluster, making it easy to introduce other folks and be a liaison between other clusters and or individuals. 2.

We are planning to sell the property soon and move up into something better.When we buy the new property under the same LLC or an S Corp, are we both INDIVIDUALLY saddled with the full amount of the loan?