Is there a solution for someone like myself? 

I know that area is not necessarily a great location, but I only have about 35-45k liquid capital to put down, and another 30-35k available for any remodeling (ideally I'd like to spend max 15-25k, but I figure I'd save another 15k extra just to be on the safe side.

My wife and I are thinking to Sale Our Home we Live in within the year and use the profit to make Investment with other investors to be safe and not spend all our Profit.

Going to zero debt is not the perfect solution. 

@Robert Fountain , I agree with the others, it sounds like you're on top of things.Just to be safe, document everything that has happened so far, and continue to document through the process.They seem to be understanding - you are not required by law to have every single part ready at a moment's notice.

Our plan all along has been to flip it, but we've recently been discussing short term rental options as a viable (and possibly more profitable) solution, depending on how strong the market is.So, essentially you're saying that our CPA is correct: if we rent, Suspended Loss comes into play.

But, this seems very time-consuming and I wondered if anyone else had run into this situation  and found a solution. 

I was wondering what solutions anyone had if you were in this guy's shoes?

There are stains that are developed to safely change the color of brick and not seal them. 

HELOCs, rates with "no PMI", other creative solutions, are almost always more costly than simply paying PMI.