Public REIT's trade on the stock exchange, they're basically the stock of a company that is a landlord or holds mortgages.  

How working without a clear scope of work and a basic understanding of residential construction project management, as @Frank Geiger mentioned, just a vague idea that you're going to begin at the beginning and end at the end, makes it even worse.I started on a very small, limited flip, a basement efficiency apartment.

You're basically asking the HOA to rewrite the CC&R's on your behalf, and that's not going to happen.

From there, you basically have larger markets in Philadelphia, Pittsburgh, and Allentown.

There’s no one size fits all of course but I’m looking for something basic to tweak and build off of.

The property price is higher, but with the lower property tax, I'm basically making the same monthly payment as my current primary resident in Ohio!

Can anyone suggest some good concepts or information I should read about and study?

If your looking to save money try People’s Trust its a different concept in HOI you have to use there contractors exclusively but premiums are super cheap about 1 quarter of what the other companies quoted me. https://peoplestrustinsurance.com/

Obviously that secures my house to the loan, but it would basically keep me from draining my savings account to throw in a 20% down payment.

We can't get another mortgage to move out of the commercial building right now, and year lease rentals are basically non-existent in our area (at least ones that are the size we need).