But most do flinch with a long 'DD' period backed by tiny EM consideration.  

We also desperately need to move out of our tiny NYC apartment before we go insane.

I am on BP daily, reading posts and replying with my tiny nuggets of knowledge. 

I do know that MA evictions can take 6 months or more, so in that time, these people could feed their kids lead paint chips so they can sue and take your house, so getting the cert quick is probably the way to go.I can also give you the contact info of a lead inspector I like to work with, he's fair and doesn't try to fail something so he can charge you to come back and reinspect.

It is still me, trying to navigate my new tiny REI boat in this ocean, full of waterfalls.

It's completely free and we run on donations being chipped in via Meetup.comI want to offer more content, more value, and keep growing this group.

Originally posted by @Chip Chronister:I have a few properties and  now the bank wants 20 percent down and 6 months of payments per property in the bank to cover my payment just in case all of them go vacant at the same time for 6 months.

At a minimum, damage from the smoke/fire/firemen includes smoke smell throughout, chipped stucco, broken windows, damaged paint, destroyed eave/soffit, insulation replacement, cleaning, roof damage, and loss of rental income.

The bankers and underwriters are more senior and understand the business you're in and will work with you on a solution, whereas Fannie will kick you to the curb if you don't fit into their tiny box.

Based on the numbers you provided and making allowances for vacancy, taxes, utilities (water/sewer ... unless you bill it through) and maintenance, you would need to be able to rent the house for $900 - $1100/mth to make it work at the price you plan to pay ... even then things would be tight and you won't make the same level of return you could purchasing a blue-chip dividend stock.