Each home is appraised, inspected, and fully underwritten with long-term lease commitments — and we’re looking for a strategic debt partner (bank, private lender, or broker) who can underwrite based on actual lease terms or use no-ratio underwriting.Anyone have recommendations for lenders or brokers who specialize in no-ratio or flexible DSCR products?

In my eyes this would be great as she owes ~80k on the house at the moment and would be better to continue with the existing loan rather than starting a new one all together.

Avg Appreciation over last 10 yrs in my area: ~8% annually Equity paydown over next 5 yrs based on amortization schedule: ~27kBought home for 400k, appraised at 485k.FHA loan, 30 yr, 5.875% int rate, MIP is $175/mo.Strategy: Date the rate for 4-6 yrs, pray int rates drop to 4-5%, re finance into conventional with LTV less than 80% due to existing equity, take off PMI/MIP, have a lower int rate, and cash flow ~$200-250/mo.Good deal?

I’m committed to being a sponge and learning as much as I can about growing my network, finding reliable subcontractors in the area, and truly knowing my goals and strategies before committing to an investment.

Buyer used his own hard money lending with a commitment letter to the closing date.

When wholesaling properties I have heard of using transactional funding the day of closing.  This in theory would allow you to purchase the home you have under contract in one room, assign it and have your assignee si...

Helps avoid a big upfront commitment and gives you time to get financing in place

Situation:Husband and wife bought a NEW home in 2017 for $380K and put down $90K, then obtaining a $290K CONVENTIONAL 30 Year Fixed interest rate 1st  lien @ 4.0%. The payments on this 1st lien are $1,384.50 P & I...

The truth is, the “perfect deal” doesn’t exist.

I added a half bathroom out of existing space.