The idea of risk class adjustments and underestimating assumptions for older properties makes a lot of sense, and I hadn’t fully considered scenario pricing before.Seeing multiple price points to determine the maximum safe offer is a great framework for avoiding guesswork, and it really highlights how much thought goes into small multifamily underwriting.

The same framework applies when comparing 15-year versus 30-year loans.

Looking to create a general framework for evaluating deals.

The flood of strategies—house hacking, BRRRR, single-family, multifamily—can be overwhelming and leave you spinning your wheels instead of taking action.That’s why I’m kicking off a new series:24 posts, over 8 weeks (3x/week), starting Q1 2026.Each post will break down one key strategy, framework, or decision point designed specifically for investors who haven’t purchased their first property yet.

Scenario & Sensitivity AnalysisIndustry risk frameworks describe stress testing as involving multiple types of analysis, such as:Scenario analysis (multiple variables change together, e.g., market downturn + payment defaults)Sensitivity analysis (one variable at a time, such as rate changes or vacancy shifts)These techniques help evaluate how different combinations of stressors affect outcomes.

Trying to force conventional or slow capital into a fast-moving deal usually costs the opportunity.Structurally, I prefer setting up a go-to framework rather than reinventing it every time.

That broader framework is something I’m actively working to understand and implement.

The sweet spot is in the middle.Here’s the framework I use when coaching new investors:1.

I plan to read "The House Flipping Framework" by James Dainard to gain a better insight into what flippers are looking for.

What would framework of that agreement look like?