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Closing costs can creep up and surprise even the most prepared investor. I’ve seen deals stall because investors weren’t ready with gap coverage.
For those who’ve been in this situation, what’s been your best approac...

Expect the unexpected and give it a number.

Many investors prefer to keep at least three to six months of expenses in reserve to cover unexpected costs such as repairs, vacancies, or market downturns.

Any unexpected pros/cons?

Some of it was scope creep, but a lot of it was encountering unexpected things.  

Beyond funding, I worked closely with the team when unexpected challenges came up.

On the PM side, I always build in a buffer for labor delays and unexpected repairs, holding costs can eat your profit fast if you don’t plan for them.

Having that go-to person nearby has been a huge help for us whenever something unexpected came up.When we flipped our last personal home into an STR, we made a point to lean on our cleaner as our eyes and ears.

I would be taking any cashflow you do get and save it for when unexpected circumstances arise.