Here in our local residential market in Northern Nevada there was a notable uptick in homes contracted and a corresponding decrease in days to contract in October I think largely in response to downward pressure on rates.

Days On Market have been increasing for several months:(As a result, rents are also flatlining or decreasing. 

That's not going to change, so why not, at the very least, just decrease that bill? 

( difficulty reselling the unit, and it has a small percentage risk on your health)I would like to know if the value of the condo will decrease overtime and your thoughts about the situation.

I feel like there was a slight decrease in Austin after the surges in 2020, but the rest of Texas is still growing like crazy.

This is unusual as rents typically dip in this time of year.Rentals - Availability by MonthThe number of homes for rent decreased MoM in September, again bucking the usual seasonal trend.Rentals - Median Time to RentTime to rent increased MoM from 24 days to 28 days, but remained healthy especially for the season.Rentals - Months of SupplyThere are only 1.4 months of supply for our target rental property profile.

If you are truly looking to shorten the loan and decrease the rate, it may make more sense to look at a 15 year option. 

Concerns such as the home value decreasing, 24/7 humming noise, increase water bills, increase electric bills and other environmental concerns in regards to health. 

Increasing your limit will in turn improve your utilization assuming you aren't spending more I usually apply for a new card every 6 months or so - sure you take a hard inquiry (falls off after 2 years, if I remember right) but the increase in credit limit and automatic decrease in utilization actually results in an improvement in my credit score 

This will impact the entire market if folks don't update their rates and hosts will be shockingly surprised when they see their revenue sharply decrease.