I’m very interested in a future and real estate and have read rich dad poor dad, the abcs of real estate investing, and I’m currently working my way through the book on rental property investing.

For example, Freddie Mac might purchase a Conventional mortgage from ABC Mortgage Company then use XYZ Mortgage to actually service the loan as Freddie Mac does not service loans themselves as the use sub servicers.  

Robert Kiosaki- Rich Dad Poor Dad- Cashflow Quadrant- Guide to investing- Real book of Real EstateKem McKelroy- ABCs of Real Estate Investing- Advanced book of Real Estate Investing- ABC of Property management

do they actually insure your title or just use your me title fees to argue with you after they screw up the title ?

That distinction matters.I am not arguing Mackay becomes the next Sun Valley, and frankly that is the point.

In many cases I’d argue it’s the minimum.

As a starting point, I built what I think of as a balanced lens — not optimized for max cash flow or pure appreciation, but something that tolerates tradeoffs and avoids extremes.The idea was to compare cities relative to one another, rather than arguing whether a single metric is “good” or “bad” in absolute terms.The dimensions I ended up looking at were things like:Home prices relative to national normsRent affordability (rent vs income)Employment diversityLiquidity indicators (days on market, inventory)Structural friction (e.g. landlord-friendly vs tenant-friendly states)Everything is scored relative to the set of cities being compared, and then stack-ranked.

You can argue with me until you're blue in the face, it's my position and I'm sticking to it.

I am learning the ABCs of how to navigate this reset from each and everyone who have generously shared your experience and insights.

For now, the data argues for comfortably waiting — not urgently cutting.Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington