Could one could possibly get a higher LTV from a new mortgage similar to a new purchase mortgage.Here is an example.Owner has $700,000 that needs to be satisfied once the mortgage matures.

Why Scranton, PA Remains One of the Best Markets for BRRRR & Long-Term Real Estate InvestingScranton, Pennsylvania isn’t just “on the map” — it’s maturing into one of the most strategically sound real estate investment markets in the country.As someone who specializes in investment properties throughout the Scranton market, I work hands-on with everything from single-family rentals and multifamily portfolios to renovations, BRRRRs, turn-key acquisitions, and large commercial buildings.

And use the remaining of your 1031 account as a down payment on the first property.

Seller can cover 20% for example and Lender will give the remaining 70% Loan. 

As others have said you want that form saying they are fully satisfied.

They prayed on the fact that I was in urgent need of a cash out refinance loan to complete a buyout of the joint owner on my home title to satisfy a court order.

Enough cash in Traditional IRA's/ and each 401k to satisfy RMD.

I am less than satisfied for Baselane. 

Ideally <2yearsConstraints & AssumptionsGeographic constraint:South Bay HCOL pricing limits feasibility of local house hacking or multifamily purchases.Experience constraint:First investment property.Common advice suggests avoiding out-of-state (OOS) investing initially.Cashflow constraint:Current w2 works now but children wont become cheaperTime constraint:Part-time involvement only (10–15 hrs/week)Problem StatementGiven:High local acquisition costsWarnings against OOS investing for a first deal,A near-term need for cash flowWhat investment strategy best satisfies the 2-year cash-flow goal while aligning with the 15-year independence goal?

Each recording perfects the lien against that property - title can't clear on any sale or refinance without it being satisfied first.