It's actually the other way right if we're talking generalities.If we're threading a needle, then almost always RE over stocks.

If you think you missed the boat on silver then look at mining stocks.  

I'm considering taking out a loan against my 401 K to make it happen and selling some stocks.

Expanding on this - do either of your employers offer a stock purchase program?

I get 10-15% return in stock market each year so I don't really want to purchase with cash.

Plus rates are also not amazing.Or possibly jumbo portfolio loan, because I also have $300K in equity in my primary home and $1M in the stock market.

I have 20k in a Roth in stocks or funds, 12k in a traditional ira in stocks and an additional 6k in stocks.

Crime patterns, school zones, and tenant demand play a big role.Tenant quality and turnover trends — Certain areas and price points see higher turnover, which can quickly impact cash flow.Older housing stock and maintenance expectations — Many properties require updates or ongoing repairs that out-of-state investors often underestimate.Eviction execution and local process — Mississippi law is generally landlord-friendly, but local knowledge is key to handling issues efficiently.Curious to hear from other Jackson investors.

Quote from @Christian Welch: This is something I always stress and make very clear:STR investing is not just buying a property and listing it on a platform for rent.A short-term rental is essentially a hospitality asset.It’s not a hotel or a motel, but it absolutely falls under the same scope — operating a business that provides both a service and an experience to the client.Like most hospitality assets, the majority of your costs come from:• Turnover and cleaning/ Preparing the unit for the next guests                                                                                                                                           • Restocking paper towels, toilet paper, soaps, towels, linens/ Stocking up all these supplies upfront• Ongoing wear on mechanical systems — HVAC, plumbing, appliances, water heaters, etc.This is why many STR owners choose to hire specialized STR property managers — firms that already have the systems, staff, and client base to book properties months in advance.

I have 20k in a Roth in stocks or funds, 12k in a traditional ira in stocks and an additional 6k in stocks.