Hi All, looking for some advise or mentoring on purchasing a short term rental property in Kissimmee Florida.1)Is it still a good investment with the current prices?

Hey Everyone,With real estate equity fundraising slowing but private credit strategies booming (debt funds now grabbing bigger shares of originations per MSCI), I'm seeing performing notes emerge as a standout opportunity for 2026.Key trends I'm watching that could impact your note strategy:Investor loan defaults rising (especially fix-and-flip and multifamily debt maturities), creating more inventory for buyers like us who focus on seasoned, clean-paying 1st lien residential notes.​Yields holding strong at 9-12% for well-equitied performing notes, beating CDs by 2-3x while offering real downside protection.​Seller-finance & hard money surging amid tight institutional lending—great for secondary buyers targeting re-performing assets.​Liquidity improving via digital platforms, but smaller regional banks offloading non-core notes to meet capital rules (14% YoY sales velocity up).​Question for the group: With this shift toward debt over equity, are you buying more performing notes to hold for yield, or repositioning into workouts/NPLs?

Hi,I’m looking for a GC or sub in the Montgomery, AL area who actually self-performs their work.I’ve been getting bids from "paper contractors" who seem to just tack on a 10–15% management fee rather than pricing the actual labor and materials fairly.

The thing that's been bugging me lately is I don't have a clean way to see how my whole portfolio is actually performing in one place.Like — I can run numbers on a new deal fine, but when I'm trying to figure out if I should sell one property to fund another, or refi vs hold, or just understand which of my properties is actually my best performer after all expenses...

Hey BP community,I’m looking for some perspective from other investors who’ve bought or sold performing residential notes.For those of you who’ve sold a performing 1st position note in the past:What made you decide to sell instead of hold?

The long term strategy is typically to refinance into cheaper bank or credit union debt once the unit is stabilized and performing.

I'd add one criteria that hasn't been mentioned yet, financial fluency beyond just taxes.The best CPA relationships I've seen are ones where the adviser understands the full picture of your portfolio, not just what goes on the return.

Hey BP community,I’m talking with more and more owners of seasoned, performing 1st position residential notes who are wondering if now is the right time to sell the note instead of holding for long‑term cash flow.I’d love to hear from both sides of the table.For those who have sold a performing note recently:What made you finally decide to cash out instead of keep collecting payments?

And Im also wondering, hopefully from someone who buys debt,  if they can advise me of the best way to do this.Contract for deed ? 

Everyone asks for the pitch deck and past deal performance.