I can also share general information on common financing approaches many investors use in these regions.

I’m advising my investors in a shifting market to a conservative approach to ARV.

Even if you’re not ready to buy yet, it’s incredibly helpful to know what you qualify for and what loan programs fit your situation.

@Ryan SpathThat's incredible discipline to manage properties in multiple states, kudos to you; it sounds like you have a well oiled machine. 

First, they know and trust you which is incredibly important.

With your renovation background and experience, you’re already miles ahead—solid construction knowledge is one of the biggest advantages an investor can have.BiggerPockets is an incredible place to learn, connect, and sharpen your systems, and it sounds like you’re approaching it with exactly the right mindset.

I'm incredibly grateful for all of the kind and helpful people on the internet that have helped me so far.

Sounds like you’ve really thought through your strategy and have a solid plan, especially with the BRRRR approach and your experience in real estate.

And while most people are wrapped in a warm blanket of 𝐴𝑛𝑎𝑙𝑦𝑠𝑖𝑠 𝑃𝑎𝑟𝑎𝑙𝑦𝑠𝑖𝑠, opportunity knocks and you're not answering the bell.Here’s why your "watch and wait" approach could be costing you:Yes, values are softening in many places.

It’s a smart way to ease your out-of-pocket burden and get your foot in the door.One popular strategy—especially if you're single—is the "rent by the room" approach.