At the same time, the city hired its first Chief AI Officer, Pamela McKnight, who brings three decades of experience from Intel, most recently focused on AI adoption inside large organizations.This isn’t consumer AI hype.

The entire premise that allows DSCR loans to be exempted from the consumer protections of federal regulation - Dodd Frank, RESPA, TILA, etc, and specifically the ATR rule - is that the loan proceeds and property are used only for business purposes, not consumer purposes. 

With due on sale mortgage covenants beginning in 1979, stricter enforcement of “creative” mortgage applications; shakeout in the title industry closing “investor friendly” title companies; and strict consumer fraud legislation 95% if “Nothing Down” is no longer applicable.  

Specifically:- Estimating cash flow- Evaluating long-term appreciation potential- Understanding neighborhood demographics- Estimating renovation costsI’m working on a tool where:- You paste a Zillow link.The system uses AI to:- Analyze cash flow potential via Rentometer rents- Predict appreciation based on historical trends- Break down local demographic dataGoal: Automate the time-consuming parts of deal analysis and help investors screen properties faster. 

Appreciation over team will consume the small costs and mistakes

The University of Michigan’s January sentiment reading inched higher for a second straight month, signaling modest improvement, but confidence remains deeply depressed versus a year ago as consumers continue to cite high prices and a softening labor market.

Meanwhile, steadier inflation readings, solid consumer spending, and resilient payroll momentum have reduced expectations for early or aggressive Fed cuts, reinforcing a higher‑for‑longer outlook.

Tenant selection is the most time consuming.

One area of property management that quietly consumed more time than I expected was vendor compliance—not the work itself, but the back-and-forth around it.Most of the friction showed up as inbound calls:“I’m on site but can’t access the unit.”

I’m looking for input from private lenders and operators who have experience structuring secured loans for small commercial manufacturing businesses.Here’s the situation:I operate a Delaware holding company that owns a licensed cannabis-infused beverage and consumer goods manufacturing operation in Denver.