We talk a lot about rates, LTVs, leverage, and speed but the real question is this:
What makes you immediately STOP working with a lender?
Slow communication?
Endless conditions?
Over-promising and under-deliverin...

And to be honest, I would have preferred Rodeo Real Estate but that's just me.  

Once in a while “unique and unforeseen” events unfold which lead to extremely high ROI - OR - extremely DISAPPOINTING (i.e.

So, proper screening is EXTREMELY important!

In your honest opinion what would be the best way of getting started and putting at least one step forward in acquiring my first property with low capital, not being a agent, and not wholesaling? 

I've worked very hard and have built my company on being super transparent, honest, and personable.

Whether you want to be the local waterfront expert, the multifamily expert or the land expert...become extremely proficient and the local expert in your lane.

For most Americans this is an extremely over-leveraged position.However, investors typically find themselves in leveraged positions, and $150 per month in additional cash flow could make more sense, especially if the property is treated as an asset that is actually generating income.

Honestly it's hard for me to say if you need a mentor or not, that is up to you.

.: I have not owned any personally but in my experience in underwriting turnkey investment opportunities, most of the time they end up costing a big premium and the projected returns are extremely optimistic, if not outright scams.