Those of us who have benefitted from his program simply want to share our own positive experiences, especially since most of the loudest voices online tend to come from critics.In our coaching calls, Thach actively encourages—even pleads—with students to ask questions, bring their numbers, and speak up if they’re feeling stuck or confused.

Elo Rivera believes this paid support should be illegal; it appears to be one of the few things I agree with him.I had surgery yesterday so did not make it to this council meeting (I attended the initial council meeting where this was proposed, it was proposed $5k/bedroom then).  

I've used it for quick initial screening - saves time vs manually pulling comps on every lead.

And to likely answer an initial question, I will likely need a prop manager due to me traveling and being gone a ton in my job currently.

I have someone I grew up with who just pleaded guilty to fraud as they worked at a credit union and went into other peoples computers and adjusted his heloc from $150k to $1M and changed the rate from 7.99% to 1.99%.

If I can find properties with built-in equity, then Option B may be possible for me.The idea is not to do a BRRR or pull cash out, but simply to:⁍ Use less cash upfront on deal #1⁍ Preserve capital so I can move faster on deal #2⁍ Refinance later to remove PMI and ARM riskBased on my rough math:⁍ Initial loan at 10% down ≈ $180k⁍ To refi at 80% LTV without bringing cash, ARV would need to be ≈ $225k⁍ Realistically, most near-turnkey deals won’t hit that, so I expect I’d need to bring some cash to refi⁍ Estimated "extra cost" for this strategy (PMI + higher interest for ~6 months) is roughly $1–2kSo my core question is:Does it make sense to intentionally accept a bit of short-term inefficiency (PMI, ARM, refi costs) in exchange for faster portfolio growth and better capital velocity early on?

And gain the option of running mechanicals under the house for ease of initial install, plus future repair or add-ons.... 

While the operator initially projected strong returns, the fund has failed to pay distributions for over two years, and several key performance metrics have declined sharply.Key Performance Data (as of Q4 2025 Report):Occupancy Collapse: Occupancy has dropped from 97.5% at acquisition to 78.1%.Net Operating Income (NOI) Decline: Annualized NOI has fallen from $3,323,252 at acquisition to $2,525,046—a nearly 25% decrease.Loan Non-Compliance: The portfolio’s Debt Service Coverage Ratio (DSCR) is currently 1.10x, which is below the 1.25x covenant required by the lender.Lender Cash Sweep: Due to the covenant breach, the lender has initiated a mandatory cash sweep.

When they initiate a payment to you, all they are doing is asking their bank to mail you a check on their behalf, but neither you nor the payer are charged for this. 

We were initially looking at California and neighboring states.