If you're an investor or wholesaler running into dead ends due to down payment gaps or tight lending terms, you need to know about the Stack Method—a powerful and creative funding strategy that helps close more deals with less capital.🔑 How it works:The buyer uses a DSCR loan as the primary financing tool (65–75% LTV).The seller carries back the down payment as a 2nd-position lien, preserving their equity and deferring taxes.A transactional lender covers the temporary funding gap to ensure a seamless double close or to facilitate acquisition.✅ Benefits:No need to bring in cash for the down paymentSeller gets long-term returns and capital gains tax advantagesBuyer acquires a cash-flowing asset with minimal out-of-pocket investmentWorks for SFR, multifamily, land, and even self-storageThis method is especially effective when there's strong equity and a motivated seller willing to be flexible.

Quote from @Jeremy Jareckyj: What is everyone's go-to maintenance tracking method for their STR or the STRs they manage?

What methods have you used?

Of course, with this method you actually end up with a physical check that must be deposited.

The Binder Method is a strategy that encourages tenants to request a rent increase by showing them real market data—creating a win-win situation. 

Quote from @Amritpreet Singh: Anybody know a lender who do the Morby method/stacking?

I have been the realtor on a few 1031 stack deals (aka morby method).

It used to be called the chunk method, or similar.  

what is the best method of obtaining wholesale leads?

Any other methods?