Does anyone have a New York State compliant first-step eviction notice that I can serve on the tenant?

Quote from @Amritpreet Singh: Anybody know a lender who do the Morby method/stacking?

Quote from @Marc Winter: After just finishing my home inspection recertification, I plugged your question into the system, heres what it said:Most likely cause: Differential movement + thermal expansionThis type of crack is commonly caused by one or more of:Thermal expansion/contraction of a long brick wall (brick expands more than people realize)Lack of control joints in the masonryMinor differential settlement between structural elements (floor line, lintel, or bond beam)Possible interaction with a floor diaphragm or window header lineHow I’d classify itCategory: Non-structural / serviceability crackSeverity: Low to moderateRisk: Usually cosmetic unless it continues to growWhat would confirm thisCrack aligns near a floor levelNo stepped “stair-step” patternNo widening at one endInterior walls at same level may show hairline cracksThe stepped / jagged, diagonal through mortar jointsWhat it looks likeStair-step pattern following mortar jointsChanges direction vertically and horizontallyLocalized area rather than full-lengthSome patched/effloresced areas nearby⚠️ Most likely cause: Foundation movement (settlement or heave)This pattern is classic for:Differential foundation settlementSoil shrink/swell (expansive clay, poor drainage)Localized footing movement (corner or bearing point)The stair-step pattern forms because masonry is weakest at mortar joints, so stress releases there.How I’d classify itCategory: Structural movement crackSeverity: Moderate (possibly increasing)Risk: Needs monitoring; may require repair beyond cosmeticWhat would raise concernCrack width > ~⅛ inchNoticeable brick displacement (one side proud)Interior drywall cracks aligning with this locationDoors/windows near this area sticking🧠 Why these two cracks have different causes (important)Even though they’re on the same wall:1. global wall movement (temperature / restraint)2.  

Both properties are doing exactly what long-term rentals are supposed to do: low leverage, strong cash flow, and massive equity buffers.A few objective observations and next steps to consider:1.

I'm exploring creative financing methods for my down payment.

There isn’t one “best” method; the most effective wholesalers.

Quote from @Levonte Wilson: Hello everyone,I’m currently focused on investing in small multifamily properties—duplexes, triplexes, and fourplexes—and want to learn more about creative financing strategies that allow me to leverage Other People’s Money (OPM) effectively.Specifically, I’m interested in:Financing methods that work best for small multifamily propertiesStrategies to maximize leverage while managing riskReal-world examples of deals using creative finance in the 2–4 unit spaceI’d love to hear from experienced investors about what has worked well for you and any pitfalls to avoid.

@Stuart Udis sounds like you have experience with the BRRRR Method! 

Your problem is probably your method of wholesaling. 

Generally speaking, we don't use this technique for the BRRRR Method.