I hate to sound mistrusting, but it is going to be difficult enough to get this situation taken care of without adding to the tax debt by owing these additional fees.

This could also creAte mistrust.

This is reason #1 for you to mistrust them.

Does it evoke trust or mistrust?

I truly believe that I should be a writer, for the sheer creativity and volume of excuses I have recieved from (mis)trusted associates is without competition -- Everyone wants a piece of the pie, but when it comes time to put up or get out, everyone walks.

This heavy feeling of mistrust I have is the main reason why all my portfolio is in public index funds. 

You can view them with mistrust and let that be your demeanor.  

Landlord is also not happy and developed mistrust on the tenants.There are 2 months left before lease agreement expires.What would you do?

It is however arousing my mistrust and red flags seem to be going up.I am adamant about doing the 5% DPA, MCC and locking in the 4.5% rate.

I agree, much of the issue is the desire for anonymity and mistrust of anyone with an offer that sounds "too good to be true."