The renters you attract tend to be more financially sophisticated or transition-oriented (recent liquidity event, business exit, relocation, or waiting on a custom build).Rent parity works better as a capital-preservation story than a monthly savings story.As you noted, the real sell is deploying or preserving $300k–$400k of capital, not saving money month to month.

If it doesn't logically make sense to do it diagonally, you can do it down the middle and charge a prorated rent based on the size of the rooms.

Quote from @Marc Winter: After just finishing my home inspection recertification, I plugged your question into the system, heres what it said:Most likely cause: Differential movement + thermal expansionThis type of crack is commonly caused by one or more of:Thermal expansion/contraction of a long brick wall (brick expands more than people realize)Lack of control joints in the masonryMinor differential settlement between structural elements (floor line, lintel, or bond beam)Possible interaction with a floor diaphragm or window header lineHow I’d classify itCategory: Non-structural / serviceability crackSeverity: Low to moderateRisk: Usually cosmetic unless it continues to growWhat would confirm thisCrack aligns near a floor levelNo stepped “stair-step” patternNo widening at one endInterior walls at same level may show hairline cracksThe stepped / jagged, diagonal through mortar jointsWhat it looks likeStair-step pattern following mortar jointsChanges direction vertically and horizontallyLocalized area rather than full-lengthSome patched/effloresced areas nearby⚠️ Most likely cause: Foundation movement (settlement or heave)This pattern is classic for:Differential foundation settlementSoil shrink/swell (expansive clay, poor drainage)Localized footing movement (corner or bearing point)The stair-step pattern forms because masonry is weakest at mortar joints, so stress releases there.How I’d classify itCategory: Structural movement crackSeverity: Moderate (possibly increasing)Risk: Needs monitoring; may require repair beyond cosmeticWhat would raise concernCrack width > ~⅛ inchNoticeable brick displacement (one side proud)Interior drywall cracks aligning with this locationDoors/windows near this area sticking🧠 Why these two cracks have different causes (important)Even though they’re on the same wall:1. global wall movement (temperature / restraint)2.  

I thought the intent was to provide some parity between the new lower corporate rate and the pass-through rate.

In today's environment where information is easy to access, different investment vehicles will price in parity to another, after adjusting for risk.

Here's the description in his words: "Inside the home, diagonal cracks were observed in the walls of the dining area, entry, living room, and master bedroom.

I really enjoyed the BP Money Podcast with the Golden Ratio Risk Parity Formula back in July- already listened to it twice and took copious notes! 

While DSCR loans can go to parity with PITIA ($3,000/month in PITIA and $3,000/month in rent), a lot of portfolio/blanket loans require a 1.1 or a 1.25 DSCR ($2,400/month in PITIA and $3,000/month in rent). 

I have no affiliation but am genuinely impressed by their service. my buy vs repair strategy may change depending on tariff impacts, but I'm sure repair companies will just increase labor costs to parity with replacement cost if appliance costs increase considerably. 

I worked at hospital diagonally across street so very convenient and at the time this 2bed 1bath was all I needed.