Anyone have a simple way to calculate ROI for the first year for a rental property?

@Ricardo Diaz Why to an experienced lender like @Upen Patel this is simple.

I did a test asking agents on Zillow one simple question:"Morning ​C​rystal!

I am interested in refinancing a property.In the past, I’ve gone through the exercise of researching online and/or calling lenders in my area to find the best loan product.Lenders’ competitiveness changes all the time so it’s worthwhile to go through the exercise every time (as opposed to just going with who had the best rate last time).I am wondering if there’s anyone out there who is doing this as service ?

What exercises or tips have helped you improve your phone voice?

Cap Rate (short for Capitalization Rate) is a quick way to measure how much income a property produces compared to its value. Investors use it to see if a deal makes sense.
👉 The Formula:Cap Rate = Net Operating Incom...

I hold a normal security deposit.The remaining tenants are deciding whether to:Not replace the missing roommate and just keep paying as a smaller group (fine by me), orFind a replacement for me/my PM (who helps me with tenant turns)  to screen (baseline: 650+ credit, steady job ~2 years, standard app + fee).I’m looking for simple, practical steps (no legalese) other CA landlords use:If they don’t replace: Do you just keep the same lease and add a short, plain-English note everyone signs (e.g., “we’re continuing with fewer people; rent and deposit stay the same”), or do you write up a whole new lease?

I made it very simple, and clear.

***My Out of Pocket $36,909.07Option Fee To Me $20,000.00My Adjusted Out of Pocket $16,909.07******My Cash Flow * $ 982.00 monthly**So, I didn't need bank financing, I sold it for $20,000 more than street value, I get tax write offs, I got $20,000 back immediately as an Option fee, I cash flow at $982.00 a month and if they exercise their Option, I’ll get $146,854.63 (minus the $20,000 Option fee) equals $126,854.63 cash along with any pay down during their Option period.

What’s been working for me and my circle lately:Seller financing: solve the seller’s problem first; short-term interest-only with a balloon after value-add keeps cash flow strong.Sub-to/wraps: take over low-rate loans and keep the seller whole—huge when DSCR is tight.Hybrid: small seller carry + private second to cut cash in, then refi into DSCR once stable.Private money: secure with note + mortgage/deed, pay on milestones, send updates—consistency = repeat capital.HELOC/LOC stack: close fast, cover rehab, then refi—speed wins deals.Lease-option: control now, improve, then exercise once financing improves.