I’m a 22-year-old real estate investor and I’m looking to improve the way I analyze potential deals. If anyone is willing to share an Excel model or deal-analysis spreadsheet they use to underwrite SFH opportunities, ...

Building wealth is, in theory, pretty simple — the real challenge lies in diligence and consistency over time. 

Hello! Its nice to meet yall

Quote from @Loren Souers: A simple spreadsheet would suffice.

Then one day, someone on our team asked a simple question: what if the leases didn’t end in November?

Hey Zach — even though this is an older post, here’s a simple way to think about owner-financing a down payment:Legally, you’ll need a promissory note for the down payment and a security instrument (mortgage or deed of trust) if the payment is significant.The structure can vary: sometimes the seller holds a second note for the down payment, sometimes it’s wrapped into the main loan.Always have these drafted or reviewed by a real estate attorney — it protects both you and the buyer.The key is making sure the payments, interest, and terms are clear so both sides are safe.Owner financing can be a great tool, but the details matter.

What’s saved us over the years is having one simple rule: if it isn’t documented, it didn’t happen.Here’s the system we use across our rentals:1.

Two quick moves: set a simple buy box so you’re not chasing everything, and analyze a handful of real listings each week using a basic cash flow calculator, then sanity‑check rents with a local PM.What’s the first deal you’re aiming for—property type, price range, and target rent—and which market are you eyeing for that first purchase?

In a market that’s constantly shifting, I keep it simple: refi and hold is still my favorite exit.Here’s why:1.

Initially we were planning to set it up as a simple equity split, but he has some concerns on how to structure the agreement to make sure he gets his initial investment back.