Best Washington Mortgage Lenders
Browse 37 top-rated mortgage lenders in Washington as of November 1, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 2577725
Hard/Private/Non-QM
Set apart by its seasoned team and creative loan programs, private money lender Rain City Capital partners closely with each borrower to ensure success. Since 2009, we've funded nearly $2 billion in loans for fix-and-flips, cash-flowing rentals, ground-up construction, and auction purchases for thousands of successful investors who choose to partner with us again and again. view more -
NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties, ground-up construction projects, and rentals. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. view more -
NMLS # 1740672
Conventional & Gov.
Hard/Private/Non-QM
Lendevity is a wholesale mortgage broker partnered with over 60 highly rated lenders in the nation. We offer more options compared to the cookie-cutter solutions provided by traditional banks. Our access to a wide range of lenders and loan products allows us to tailor solutions to fit the unique needs of each client. This flexibility ensures that we can find the most cost-effective and suitable mortgage options, even in complex situations. Plus, we can shop for lower rates on the wholesale le... view more -
NMLS # 2478266
CV3 Financial Services
Hard/Private/Non-QM
Hard/Private/Non-QM
Whether you’re looking to buy and hold, fix and flip, or build your rental business, CV3 is your trusted capital partner. CV3 Financial Services was built by and for real estate investors to provide both purchase and refinancing options for investment properties in 30+ states. CV3 delivers direct answers, quick closings, and flexible solutions for bridge, fix and flip and rehab loans, as well as adjustable or fixed rate rental property financing. With its diversified financial strength, CV3 i... view more -
NMLS # 1623101
Hard/Private/Non-QM
Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $7... view more -
NMLS # 0
Hard/Private/Non-QM
Washington Investors Need Speed. That's Where We Win. When a deal is on the line, you don't have time for slow approvals, out-of-state call centers, or lenders who don't know your market. Intrust Funding was built for exactly this moment. What We Offer ⚡ Funding in as little as 48 hours after qualification 🏚️ Fix & Flip, Rehab, Construction & Bridge Loans ✅ No draw inspections 🤝 We service our own loans — no handoffs, no surprises 📍 Bellevue-based | Washington-focused since 2009 ... view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights 🏠🚀 Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term 🏠😱 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more -
Hard/Private/Non-QM
We Provide DSCR, Fix and Flip, Fix and Hold, New Construction, and Rental Loans for Investors, we lend in 39 states. We do loans from $100,000 to $5 Million, give us a call we will get you terms same day. view more -
Hard/Private/Non-QM
With more than $30+ billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get reli... view more -
NMLS # 2418995
Hard/Private/Non-QM
INVESTMENT PROPERTY FINANCING - CALL THE EXPERTS! The Loan House is a premier mortgage brokerage specializing in investment property financing, offering customized solutions for both refinancing and new acquisitions. With over 25 years of experience and more than $600 million in closed investment property loans, our expert team has the knowledge and resources to help you secure the best financing options on the market. From short-term and long-term rentals to properties in transition, we p... view more
Washington Mortgage Rates Today
How to Find a Lender in Washington
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"