Best Washington Mortgage Lenders
Browse 20 top-rated mortgage lenders in Washington as of September 2, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 1623101
Hard/Private/Non-QM
Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $7... view more -
Hard/Private/Non-QM
Founded in 2009 | Local Washington Lenders • Rehab & Construction Loans • Funding in 48 Hours • No Appraisals | No Draw Inspections 1700+ Loans | $50,000 - $7,000,000+ All Fees Rolled into Loan Requirements: • Must be Non-owner Occupied • Washington State Investment Intrust Funding is one of Washington’s leading hard money lenders. We’re known for our transparency, efficiency, and expertise in underwriting, which is second to none. Our teams of real estate and investment ex... view more -
NMLS # 2063552
Conventional & Gov.
Hard/Private/Non-QM
Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights 🏠🚀 Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term 🏠😱 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more -
NMLS # 2418995
Hard/Private/Non-QM
The Loan House is a premier mortgage brokerage specializing in investment property financing, offering customized solutions for both refinancing and new acquisitions. With over 25 years of experience and more than $600 million in closed investment property loans, our expert team has the knowledge and resources to help you secure the best financing options on the market. From short-term and long-term rentals to properties in transition, we provide flexible loan programs that support your un... view more -
NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
Hard/Private/Non-QM
Pacific Equity & Loan delivers fast, reliable financing for fix & flip and new construction investments. Our loans cover both purchase and rehab/construction costs for non-owner occupied properties. With funding available for as little as 5% down and competitive programs starting at just 0.75% points, Pacific Equity & Loan is your trusted partner for successful real estate investments view more -
NMLS # 898795
Hard/Private/Non-QM
Dominion Financial Services is a full-service lender for residential real estate financing with a full suite of competitive products including: 30-Year DSCR Rental Loans, Fix & Flip, Ground-Up Construction, & Multifamily Bridge. Founded in 2002, we are a privately owned firm known for our speed, service, and reliability. At Dominion Financial Services, we understand your business. We are real estate investors, too. In fact, we own a portfolio of over 780 properties and have dealt with the ... view more -
NMLS # 1252107
Cake Mortgage Corp
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Cake Mortgage | Real Solutions for Real Estate Goals Getting financing shouldn’t be complicated and at Cake, we make it simple, fast, and investor-friendly. We specialize in helping real estate investors, entrepreneurs, and self-employed borrowers close confidently on loans that traditional banks can’t (or won’t) approve. Whether you're buying your first rental, leveraging CPA-prepared P&Ls or bank deposits to qualify, or expanding a complex portfolio, our nationwide team offers tailored ... view more -
NMLS # 1509690
Conventional & Gov.
Hard/Private/Non-QM
I am a loan originator with 9 years of experience based out of Gig Harbor, WA. I also am a part owner in multi unit rentals. I work for NEXA Mortgage, the largest mortgage brokerage in the US, and I have access to 270+ mortgage lenders to find the best deals and smoothest process for my clients. view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more
Washington Mortgage Rates Today
How to Find a Lender in Washington
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"