Best Washington Mortgage Lenders
Browse 23 top-rated mortgage lenders in Washington as of September 12, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 1509690
Conventional & Gov.
Hard/Private/Non-QM
I am a loan originator with 9 years of experience based out of Gig Harbor, WA. I also am a part owner in multi unit rentals. I work for NEXA Mortgage, the largest mortgage brokerage in the US, and I have access to 270+ mortgage lenders to find the best deals and smoothest process for my clients. view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
NMLS # 643114
Conventional & Gov.
Hard/Private/Non-QM
We specialize in helping real estate investors scale their income and provide a full range of mortgage solutions for both homeowners and real estate investors. Our products include Conventional, FHA, VA, and USDA loans, as well as investor-focused programs like Rental Income Qualification Loan "DSCR" loans for rental properties, Conventional Rental financing, Fix & Flip, Bridge loans, Foreign National loans, Ground Up construction, and Rehab for Buy & Hold. Unlike hard money lenders, we fo... view more
Washington Mortgage Rates Today
How to Find a Lender in Washington
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"