Best Washington Mortgage Lenders
Browse 37 top-rated mortgage lenders in Washington as of November 1, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services In... view more -
NMLS # 1716495
Hard/Private/Non-QM
Certain Lending is a technology-driven lender dedicated to real estate investors. We lend nationwide on 1-10 unit residential properties including fix-and-flip, bridge, construction, and rental/DSCR loans—designed to meet the diverse needs of investors. Our intuitive platform streamlines the financing process, enabling quick closings and efficient draw funding. With a focus on transparency and reliability, we empower both new and seasoned investors to scale their portfolios confidently. Bac... view more -
NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
Hard/Private/Non-QM
Vert is a national lending business using technology to simplify investment property loans. We deliver custom term sheets instantly through our Instant Quote tool. view more -
NMLS # 179597
PrimeLending, A Plains Capital Company
Conventional & Gov.
Hard/Private/Non-QM
59 Reviews4.9 stars8 forum postsConventional & Gov.
Hard/Private/Non-QM
Direct Lender and Broker based in Dallas, TX with over 35 years of experience in the home financing industry. I specialize in JUMBO financing, Fix & Flip, and renovation loans. We help clients achieve their homeownership dreams. Whether you're buying, refinancing, renovating, or investing in property, I provide personalized service, professional guidance, and timely results to make the mortgage process as smooth and hassle-free as possible. At PrimeLending, we offer a wide range of home... view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
NMLS # 2822806
Conventional & Gov.
Hard/Private/Non-QM
Rate Hero | Let the home qualify itself. Built for investors who don’t fit inside a bank’s box. At Rate Hero, we help real estate investors, entrepreneurs, and self-employed borrowers secure financing based on the deal, not just a traditional income checklist. Whether you’re buying your first rental, refinancing out of hard money, pulling cash out to scale, or qualifying through DSCR, bank statements, or CPA-prepared P&Ls, we structure loans around how investors actually move. Fas... view more -
NMLS # 1509690
Conventional & Gov.
Hard/Private/Non-QM
I am a loan originator with 9 years of experience based out of Gig Harbor, WA. I also am a part owner in multi unit rentals. I work for NEXA Mortgage, the largest mortgage brokerage in the US, and I have access to 270+ mortgage lenders to find the best deals and smoothest process for my clients. view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
NMLS # 0
Hard/Private/Non-QM
Quicker Home Loans helps real estate investors nationwide secure DSCR and portfolio loans with fast closings, flexible terms, and highly competitive pricing. Thanks to our large approval box, we’re able to fund deals that many lenders can’t — offering investor-focused solutions that make qualifying easy and closings smooth. We specialize in DSCR, portfolio, blanket, bank statement, and P&L-based loans for residential and commercial investment properties. Whether you’re purchasing, refinanc... view more
Washington Mortgage Rates Today
How to Find a Lender in Washington
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"