How do I present a seller financing offer?

[Edgar Garnys]

Hey all, Happy New Year!

I am looking to take advantage of the seller financing strategy this year. How do I make a seller financing offer?

I know how to run the numbers and understand what the benefits are for both parties, but I am not sure how to present the offer from an execution standpoint.

Do you recommend working with a buyer's agent that has knowledge about seller financing or can I present the offer to the seller's agent (if the property is on the market) on my own? 

Also, should a real estate agent assist me with writing up the contract or should I work with a lawyer? I am hesitant to work with a lawyer as they will likely will require a fee up front. 

I know that most purchase contracts have a section that talks about seller financing, so I do not know if it makes sense to create a seperate contract if I could include the terms in the general purchase contract.

Thanks for your help!

Edgar