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Investor-friendly real estate agents in Panama City Beach, FL

2 agents in the BiggerPockets network work with investors in Panama City Beach, Florida and the towns around it: Crestview, DeFuniak Springs, Destin, and Fort Walton Beach. Between them they hold 9 reviews from BiggerPockets members. If you are looking for a real estate agent for investors in Bay County, start with the list below.

Updated October 2026Specialties: fix & flip, land, multi-family (2-4 units), new construction, primary residence, short-term rental, single-family rental, townhouse/condo

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The agents

  1. 1MH

    Melissa Haworth

    Melissa Haworth, eXp Realty · Panama City Beach, FL

    5.0(6 reviews)·269 forum posts

    View profile
    • Residential
    • Fix & flip
    • Land
    • Multi-Family (2-4 units)
    • New Construction
    • Primary Residence
    • Short-term rental
    • Single-Family Rental
    • Townhouse/Condo

    Melissa Haworth is a Panama City Beach, FL agent rated 5.0 from 6 BiggerPockets member reviews, who specializes in fix & flip, land, multi-family (2-4 units), new construction, primary residence, short-term rental, single-family rental, and townhouse/condo.

    As an ICON agent and real estate investment rock star, I specialize in helping investors find cash-flowing properties along the stunning Emerald Coast of Florida. Whether you're searching for flips, long-term rentals, or short-term rental opportunities, I am passionate about uncovering lucrative real estate ventures that align with your goals. My own experience as a property owner—including short-term rentals and single- and multi-family properties—allows me to offer valuable insights and guidance for maximizing returns. In addition to working with investors, I also assist sellers in successfully marketing and selling their properties. With a deep understanding of marketing strategies and a commitment to showcasing properties in their best light, I help sellers achieve optimal results in today’s competitive market. With a JD in Law from Texas Wesleyan Law School and over 26 years of legal experience, I bring a unique perspective to real estate investment. My legal background equips me to navigate complex transactions and ensure that my clients’ interests are protected every step of the way. I thrive on helping people achieve their investment dreams and secure financial success through strategic property acquisitions. When I’m not immersed in real estate, you’ll likely find me cheering on the Dallas Stars or enjoying the serene beauty of the beach. I believe that every great vision begins with a conversation, and I’m here to help turn your dreams into reality. Let’s connect and discuss how I can help you unlock the potential of real estate investment! Stay in the know about all things Real Estate with my podcast The Real Estate JAM! Cohosted with my partner JD Monroe, you can stream anywhere you listen to your favorite podcasts. Find it here: https://therealestatejam.com.

    “Melissa is absolutely wonderful to work with.”

    Corina Adams, BiggerPockets member · reviewed January 2025
    Serves Crestview, DeFuniak Springs, Destin, Fort Walton Beach, Freeport, Gulf Breeze, Inlet Beach, Lynn Haven, Mary Esther, Mexico Beach, Miramar Beach, Navarre, Niceville, Panama City, Pensacola, Pensacola Beach, Port St. Joe, Rosemary Beach, Santa Rosa Beach, Valparaiso
    View full profile
  2. 2AP

    Amanda Pam

    Beach Homes 4 U Team · Panama City Beach, FL

    5.0(3 reviews)·5 forum posts

    View profile
    • Residential
    • Fix & flip
    • Land
    • Multi-Family (2-4 units)
    • New Construction
    • Primary Residence
    • Short-term rental
    • Townhouse/Condo

    Amanda Pam is a Panama City Beach, FL agent rated 5.0 from 3 BiggerPockets member reviews, who specializes in fix & flip, land, multi-family (2-4 units), new construction, primary residence, short-term rental, and townhouse/condo.

    We are owners of vacation rental properties with over 15 years of experience working with Investors, and are we the "PREMIER" team that goes above and beyond. Having bought and sold rental properties throughout the Panhandle of FL, we have a team of lenders, contractors, home remodelers at your fingertips. Always striving for an ROI that will supersede others! We specialize in advising first time and seasoned investors. Whether you're working with a 1031, want a fix and flip, or that perfect rental ready home, we have the knowledge to help lead you in the right direction. We pride ourselves in serving our clients through negotiating and advocating for the best deal. We can't wait to hear from you and get to work making your beach dreams a reality. We also specialize in helping you sell and market your condo, homes or land to get the most cash that is possible. We are non-stop from start to finish on any deal you won't fine a more dedicated team that has your best interests at heart. Always looking for ways to make the process easier:) Beach Homes 4 U Team Amanda Rudy and Pam Zurbrick Dalton Wade Realty www.beachhomes4u.com See our 5 star reviews on Zillow & Google

    “As always they helped me to find the best opportunity!”

    David Attias, BiggerPockets member · reviewed May 2026
    Serves Crestview, DeFuniak Springs, Destin, Fort Walton Beach, Freeport, Inlet Beach, Miramar Beach, Navarre, Navarre Beach, Niceville, Rosemary Beach, Santa Rosa Beach, Seagrove Beach
    View full profile

Investing in Panama City Beach: the numbers

Metro-area figures from BiggerPockets market data, as of June 2026.

  • $294,300median home price
  • $1,456median monthly rent
  • 0.49%monthly rent to price
  • 4.9%unemployment rate

See the full market data

Nearby markets these agents also cover

Each town below has its own list of investor-friendly agents.

Upward links: Florida · All markets

Questions investors in Panama City Beach ask

Local answers only. The general ones are on the main finder page.

What do Panama City Beach agents specialize in?

The 2 agents listed here specialize in fix & flip, land, multi-family (2-4 units), new construction, primary residence, short-term rental, single-family rental, and townhouse/condo.

Do these agents cover Crestview, DeFuniak Springs, and Destin too?

Yes. Between them, the agents listed here also serve Crestview, DeFuniak Springs, Destin, Fort Walton Beach, Freeport, Inlet Beach, Miramar Beach, Navarre, Niceville, Rosemary Beach, Santa Rosa Beach, Gulf Breeze, Lynn Haven, Mary Esther, Mexico Beach, Navarre Beach, Panama City, Pensacola, Pensacola Beach, Port St. Joe, Seagrove Beach, and Valparaiso. If your search is really greater Panama City Beach rather than the city itself, start with the agent whose reviews mention the town you are buying in.

How should I choose between them?

Read the investor reviews first, then the agent's own forum posts, which show how they think about a deal before you have spent an hour on the phone. Ask each for the last three investment deals they closed in Bay County and how those deals performed. An agent who works with investors will have the numbers ready.

From the forums: Panama City Beach

Threads where members name the agents, lenders, and deals in this market, chosen by replies in the last 12 months.

What is an investor-friendly real estate agent?

Not all real estate agents know the features investors need when purchasing rental properties. Some real estate agents work primarily with buyers looking for a primary residence. These buyers have many different needs than real estate investors. Primary residence real estate agents focus on features primary homebuyers need for their family versus considering after-repair value, the local rental market, or renovation costs. An investor-friendly agent understands the business side of purchasing rental properties and will help investors find properties that not only meet their budget but also help them achieve their investment goals.

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~$5,000+ potential annual value

  • Investor loan & insurance discounts
  • Property management & banking/ bookkeeping subscriptions
  • Savings on home renovation materials