🏠 The market right now is interesting because we’re not seeing the crash many people predicted—but we’re also nowhere near an easy buying environment. Mortgage rates are still in the upper-6% range, affordability remains difficult, and transaction volume is weak. At the same time, home prices hav...
Does a Lower Purchase Price Always Beat a Lower Interest Rate? I’ve been thinking about how many investors focus almost entirely on negotiating the purchase price while giving much less attention to financing. Let’s use a simple example. Imagine two nearly identical rental properties. Deal A Purc...
Mortgage Rates Around 6.69% — How Are You Stress-Testing Deals Right Now? With the 30-year fixed mortgage rate around 6.69%, I’ve been thinking about something that matters more than simply whether rates are “high” or “low.” How much room for error does the average rental deal have right now? Tak...
We often talk about "the Massachusetts market" as if it's one market. The data suggests it's becoming increasingly important to look at each region on its own. Bristol stands out for liquidity. Plymouth remains one of the Commonwealth's most balanced investment markets. Barnstable continues to co...