What Bank Is Fastest when it comes to Cash Out Refinance?

[James McGovern]

Would love to know if any bank exists that can do a cash out refinance where underwriting takes less than one week

[Derek Brickley]

Quote from @James McGovern:

 7 days is a legal requirement plus to get a loan from application to processing through underwriting cleared and closing docs 

 May I ask what law specifies 7 days. Would like to educate myself in more detail.

 On a conventional/conforming, there is a requirement with a number of regulations most notable TRID.  Depending on the lender and the product if it is non-comforming you may not need to wait that time and you may not receive a LE or CD, but still most lenders will have it as a standard practice to be safe.