All you excellent contractors out there, or anyone who can help, I need to verify that a contractor is licensed and insured before I can start a job. It's dealing with the sewer in the city, sidewalk replacement, blah blah. City said he must be licensed and insured. How does he prove that to me?
Rental Property Investor · Sioux Falls, SD · Member since 2015 · 9k+ posts · 18k+ votes
4y
You always need to verify with third party. Licensed contractors will be listed on a city or county website. Get the phone number of their insurance company and have the agent send you proof of insurance or bonding. Some cities required all licensed contractors to be insured or bonded.
All you excellent contractors out there, or anyone who can help, I need to verify that a contractor is licensed and insured before I can start a job. It's dealing with the sewer in the city, sidewalk replacement, blah blah. City said he must be licensed and insured. How does he prove that to me?
Depends on where you are. In columbus you can look at city website. And insurance, they can print and show you
Rental Property Investor · Sioux Falls, SD · Member since 2015 · 9k+ posts · 18k+ votes
4y
You always need to verify with third party. Licensed contractors will be listed on a city or county website. Get the phone number of their insurance company and have the agent send you proof of insurance or bonding. Some cities required all licensed contractors to be insured or bonded.
You always need to verify with third party. Licensed contractors will be listed on a city or county website. Get the phone number of their insurance company and have the agent send you proof of insurance or bonding. Some cities required all licensed contractors to be insured or bonded.
If the contractor sent me Certificate of Liability Insurance himself is that good enough or I should still call the insurance to verify?
Insurance Agent · Norwalk, CT · Member since 2016 · 2k+ posts · 1k+ votes
4y
If you have any concerns, contact the agent on the certificate directly and ask them to send you a current certificate. You can also request the contactor to name you as an additional insured and require his carrier give you 30 days notice of cancellation. The additional insured status normally will not cost him but adding the 30 day notice could result in a charge.
If you have any concerns, contact the agent on the certificate directly and ask them to send you a current certificate. You can also request the contactor to name you as an additional insured and require his carrier give you 30 days notice of cancellation. The additional insured status normally will not cost him but adding the 30 day notice could result in a charge.