Seller finance on a free and clear??

[Joe Butcher]

I am just getting into wholesaling and have my first opportunity on a property that is owned free and clear.

I am going to make an offer on the property, and if they dont accept my cash offer I want to be able to offer seller financing as an alternative.

How do I go about proposing this? How should I present it? To be honest, Im not sure I understand how it works completely.

Thanks