Being Told New House is Too Close to Current House

[Jake Collins]

Hey all,

My lender is now telling me the branch manager is getting cold feet about taking my loan because we are moving "too close" to the current home. For background, we have lived in this house for a full year. We would be moving down the road (same street name, but a five minute drive). The lender is saying they want me to provide an explanation for why we are moving or even list my house for sale. It was my understanding that after a year I can move for pretty much any reason I want and keep the old house as a rental. Am I missing something? Has anyone else ever run into this?