21 year old wanting to start his investment journey

21 year old wanting to start his investment journey

Member since 2025 · 3 posts · 1 vote

Hi, I'm Chase McIntire — a 21-year-old from Grant, Alabama.

Right now, I'm working two full-time jobs while also attending school. I'm highly motivated and eager to learn how to invest and take the right steps toward financial freedom. My goal is to eventually build a duplex, either in Grant or nearby areas.

I'm currently grossing about $75,000 a year, but since I’ve only recently started both jobs, I don’t have a lot of capital saved up just yet. That said, I’m willing to put in the work, learn, and take smart, strategic steps toward getting there.

I'm just looking for some insight and guidance on where to start — both with investing in general and with getting into real estate development.

Thanks so much for your time!

— Chase

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Real Estate Broker · Cleveland Dayton Cincinnati Toledo Columbus & Akron, OH · Member since 2013 · 31k+ posts · 20k+ votes
1y
Quote from @Charles Mcintire:

Hi, I'm Chase McIntire — a 21-year-old from Grant, Alabama.

Right now, I'm working two full-time jobs while also attending school. I'm highly motivated and eager to learn how to invest and take the right steps toward financial freedom. My goal is to eventually build a duplex, either in Grant or nearby areas.

I'm currently grossing about $75,000 a year, but since I’ve only recently started both jobs, I don’t have a lot of capital saved up just yet. That said, I’m willing to put in the work, learn, and take smart, strategic steps toward getting there.

I'm just looking for some insight and guidance on where to start — both with investing in general and with getting into real estate development.

Thanks so much for your time!

— Chase


Buy a duplex with an FHA loan. FHA is how I got started. Have done over $200M in deals since that time.

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  • Realtor · Fort Worth, TX · Member since 2018 · 20 posts · 9 votes
    1y

    Hey Chase! Awesome to hear you're getting ready to start your investing journey. Are you licensed yet? I would start there, and once you get licensed, interview (yes, you are the one interviewing them, not the other way around) brokerages that do lots of investment real estate. From there, get ready to drink from a fire hose. Work with fellow agents, ask as many questions as you can, work as many deals as you can. Best of luck to you!

  • Real Estate Broker · Cleveland Dayton Cincinnati Toledo Columbus & Akron, OH · Member since 2013 · 31k+ posts · 20k+ votes
    1y
    Quote from @Charles Mcintire:

    Hi, I'm Chase McIntire — a 21-year-old from Grant, Alabama.

    Right now, I'm working two full-time jobs while also attending school. I'm highly motivated and eager to learn how to invest and take the right steps toward financial freedom. My goal is to eventually build a duplex, either in Grant or nearby areas.

    I'm currently grossing about $75,000 a year, but since I’ve only recently started both jobs, I don’t have a lot of capital saved up just yet. That said, I’m willing to put in the work, learn, and take smart, strategic steps toward getting there.

    I'm just looking for some insight and guidance on where to start — both with investing in general and with getting into real estate development.

    Thanks so much for your time!

    — Chase


    Buy a duplex with an FHA loan. FHA is how I got started. Have done over $200M in deals since that time.

  • Real Estate Broker · Charlotte, NC · Member since 2021 · 57 posts · 21 votes
    1y

    I agree with James, I would start by house hacking (the best is if you can by a duplex, triplex, or quadplex) using an FHA loan, which only requires 3.5% down (plus closing costs).

    Also start networking with other investors in the area along with investor friendly agents as well to start making connections-your network is your net worth! I actually met my private money lender at my gym, and now he helps fund a lot of my flips, so you never know who you may rub elbows with!

  • TX · Member since 2023 · 19 posts · 4 votes
    1y
    Quote from @Charles Mcintire:

    Hi, I'm Chase McIntire — a 21-year-old from Grant, Alabama.

    Right now, I'm working two full-time jobs while also attending school. I'm highly motivated and eager to learn how to invest and take the right steps toward financial freedom. My goal is to eventually build a duplex, either in Grant or nearby areas.

    I'm currently grossing about $75,000 a year, but since I’ve only recently started both jobs, I don’t have a lot of capital saved up just yet. That said, I’m willing to put in the work, learn, and take smart, strategic steps toward getting there.

    I'm just looking for some insight and guidance on where to start — both with investing in general and with getting into real estate development.

    Thanks so much for your time!

    — Chase


     Hi Chase, 

    Awesome! Good luck on your real estate journey and that's great that you're starting so young! I'm 18 and I'm also looking to invest in real estate soon. 

    Would love to connect with more like-minded people my age!😄

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