Starting at the Real Estate early
Member since 2026 · 5 posts · 2 votes
Hi everyone, Im a youth guy from Brazil, Im preparing with my wife to go live or in USA or in Europe (for first), Im studiyng very much about RE, more about the BRRRR method, my plan is: Get out of my country and get the life out with RE and Turism Hotel/Houses, starting after I got around 700 credit score, so I can do the House Hacking/FHA Loan with a 2/3/4plex, living in one and renting the others, I wanting helps and opinions if that's a good way to get wealthy early(Im actually 19)
Hi and welcome! I would see if you can get a job doing something in real estate or the trades to learn while you make contact with people in the business who can help mentor you. Best wishes.
Hi and welcome! I would see if you can get a job doing something in real estate or the trades to learn while you make contact with people in the business who can help mentor you. Best wishes.
Hi and welcome! I would see if you can get a job doing something in real estate or the trades to learn while you make contact with people in the business who can help mentor you. Best wishes.
Thanks for the reply Mr. Aton! Im gonna do my better like I ever do, when he arrive in USA I plan to participate to the REIAs to earn more network and maybe find some investor partner.
Grateful, Reetz
You're thinking about this the right way, and starting at 19 is a huge advantage. But I'll be straight with you -- moving countries AND learning to invest at the same time is a lot to juggle. Here's what I'd focus on.
First, get your 700+ credit score and understand how US lending actually works before you move. It's very different from Brazil. FHA loans are real and they do let you house hack a 2-4 unit property with only 3.5% down, living in one unit and renting the others. That's a solid entry point. But lenders will want to see that you have stable income or assets. If you're moving as a tourist or student, that's a challenge. Plan ahead on your visa situation and income documentation.
Second, the BRRRR method (buy, rehab, rent, refinance, repeat) is fantastic in the right market. Texas and the Midwest have great deals with solid rental demand right now. But it requires cash reserves for the rehab phase, and it requires you to actually manage the contractor and renovation -- not something you can easily do remotely if you don't understand the local market yet.
My advice: Start with house hacking. Learn the business, build a network of local contractors and lenders, prove you can manage a property. Then layer in BRRRR. Trying to do both simultaneously while relocating is how people get overwhelmed fast.
What country are you planning to move to -- Europe first, then the US? Or straight to the US?
You're thinking about this the right way, and starting at 19 is a huge advantage. But I'll be straight with you -- moving countries AND learning to invest at the same time is a lot to juggle. Here's what I'd focus on.
First, get your 700+ credit score and understand how US lending actually works before you move. It's very different from Brazil. FHA loans are real and they do let you house hack a 2-4 unit property with only 3.5% down, living in one unit and renting the others. That's a solid entry point. But lenders will want to see that you have stable income or assets. If you're moving as a tourist or student, that's a challenge. Plan ahead on your visa situation and income documentation.
Second, the BRRRR method (buy, rehab, rent, refinance, repeat) is fantastic in the right market. Texas and the Midwest have great deals with solid rental demand right now. But it requires cash reserves for the rehab phase, and it requires you to actually manage the contractor and renovation -- not something you can easily do remotely if you don't understand the local market yet.
My advice: Start with house hacking. Learn the business, build a network of local contractors and lenders, prove you can manage a property. Then layer in BRRRR. Trying to do both simultaneously while relocating is how people get overwhelmed fast.
What country are you planning to move to -- Europe first, then the US? Or straight to the US?
Hello Mr Smith, thanks for your helpful words, We want to move on United States, but here for us need the at least some kind of work visa or getting in being student or tourist and inside the country we get some work visa, I dont know how we can do it
Gabriel, you are thinking early which is a huge advantage at 19. House hacking a 2–4 unit with an FHA loan can be a strong strategy but lenders will require documented income, stable employment and debt-to-income qualification, not just a 700 score.
I would focus on building capital, establishing legal residency, creating stable income in that country and learning one specific market deeply. Real estate builds wealth but discipline and patience build real estate. You are early and that is your biggest asset.
Gabriel, you are thinking early which is a huge advantage at 19. House hacking a 2–4 unit with an FHA loan can be a strong strategy but lenders will require documented income, stable employment and debt-to-income qualification, not just a 700 score.
I would focus on building capital, establishing legal residency, creating stable income in that country and learning one specific market deeply. Real estate builds wealth but discipline and patience build real estate. You are early and that is your biggest asset.
Gabriel — I respect the ambition. Starting at 19 and already thinking about credit, FHA, and house hacking is strong.
That said, slow the timeline down in your head a bit.
If you're moving to the U.S. or Europe, your first challenge won't be BRRRR — it'll be residency status, stable income, and building credit history in a new country. You can't skip that phase.
If the U.S. is the move, the smart order looks like this:
Get legal work status → build 1–2 years of steady income → build credit → save reserves → then consider FHA house hacking.
BRRRR sounds exciting, but at your stage, focus on fundamentals:
– Understanding rental math (cash flow, CapEx, vacancy)
– Learning landlord laws in your target country
– Building financial discipline
House hacking a 2–4 unit with FHA can absolutely build wealth — but only if your income and reserves are solid first.
Biggest mistake young investors make? Trying to scale before they’re financially stable in the country they’re investing in.
You’ve got time on your side. If you play this patiently, you’ll be way ahead by 25.
Gabriel — I respect the ambition. Starting at 19 and already thinking about credit, FHA, and house hacking is strong.
That said, slow the timeline down in your head a bit.
If you're moving to the U.S. or Europe, your first challenge won't be BRRRR — it'll be residency status, stable income, and building credit history in a new country. You can't skip that phase.
If the U.S. is the move, the smart order looks like this:
Get legal work status → build 1–2 years of steady income → build credit → save reserves → then consider FHA house hacking.
BRRRR sounds exciting, but at your stage, focus on fundamentals:
– Understanding rental math (cash flow, CapEx, vacancy)
– Learning landlord laws in your target country
– Building financial discipline
House hacking a 2–4 unit with FHA can absolutely build wealth — but only if your income and reserves are solid first.
Biggest mistake young investors make? Trying to scale before they’re financially stable in the country they’re investing in.
You’ve got time on your side. If you play this patiently, you’ll be way ahead by 25.