I'm live in Los Angeles with wife and 2 kids. Currently renting 2 bedroom and now thinking of buying 3 bedroom around Culver City area. I have 10% to put down, but question is should I buy when the rates are low or wait for market dip- which everyone is talking about- and the rates go higher but housing price go down. In 2008 LA almost dipped 35% on price but 2008 was housing bubble. Any advice?