My partner and I decided to Team up and invest in his home market of South Jersey. We recently bought 6 cheap properties up there and have 4 rented so far. The goal of course is the BRRRR strategy. Spoke to handful of lenders so far bout the refinance and they are all mentioning 12 months of seasoning.

My main market is Miami so I don't know ANY lenders up north. However, I'm SURE there has to be a lender in the area with a shorter seasoning requirement than 12 months!. Also the properties were all really cheap but should appraise for about 50-60k once fixed. But as the refi only gives you 80% and most lenders don't do loans under 50k we were hoping to find a portfolio lender so we can group a bunch of them together at once when we did the refi!

We have a bunch of investors that want to invest with us I just need to get the final step to the BRRRR process in place! Any help or names you guys can give would be greatly appreciated!