Have been trying to do a refi with BNC - a lender from Zillow...
While I thought things are going smooth, lender came and requested my ex's settlement statement...So he has a rental property where we took out the mortgage together years ago when we were still married...He just recently refinanced it to just his name, taking me off the loan.... His refi closed like 10 days ago....
His old lender (Wells Fargo) sent a letter stating the joint mortgage was paid off... Now BNC asked for my ex's settlement statement to prove that my name is NOT on the new loan...
I almost that the ask is so inapporpriate to the point that I felt offended... Should I reject that request?
BNC has been good except that one weird request which they quickly withdrew... They are very efficient and move very fast... I actually like the experience, compared to all my Well Fargo dealings before...