I'm in the land developping business for 3 years now buying large acreage and subdividing into smaller lots. I want to diversify and either build new to rent or buy used to rent. I can go into the single family and up to duplex easily but would prefer going into the 4plex and bigger. The 4 -6 plex buildings in the  Montreal area are 400 000 - 650 000 for the 6 plex. After putting all the numbers i have to put out part of the property taxes?? not a good deal. Of course when you factor in the 30% downpayment i then have + cash flow but how do i recoop my downpayment? Do you have any ideas or do we just forget about the 120 000$- 195 000$ put down.