Rental Property Investor · Greenwich, CT · Member since 2015 · 4k+ posts · 2k+ votes
6y
Talk with a local attorney, since the process differs from state to state, @Jordan White. One way may trigger a transfer tax, another doesn't. May be much less complicated to wait until you're actually married.
You'll also need to talk with the bank. Your fiancée will have to remain the guarantor on the mortgage. If she's not a part of the LLC (a big part most likely), then the bank won't approve and that would almost definitely trigger the due-on-sale clause.
Real Estate Professional · West Palm Beach, FL · Member since 2012 · 23k+ posts · 13k+ votes
6y
In short, you won’t. I assume your girlfriend has a typical fha or conventional loan.....neither one of these can be given to an entity. By “transferring” I assume you mean to a “assume” which is not allowed on a conventional anyway. If you mean a “subject to” the loan stays in her name anyway.