Hard money jumbo loans? Can I get one?

[Ben Hunt]

Hi All!

I've been in the market for a 2-4 Plex property for a while, but am just out of the range of FHA limits. I'm looking in a pretty "hot" market with some pretty pricey properties with the intent to owner occupy. I have a perfect credit score, stable job and enough to put 5% down but am usually 25-100k out of the loan range I need to be in.

Is there any hard money lenders that would loan right now past FHA limits?

For some of the deals that are just out of reach, I'm thinking about going the hard money route and refinancing a year or so down the road.

Thoughts?

Ben