in a pickle jar.. refinance cash out or heloc

in a pickle jar.. refinance cash out or heloc

Investor · Member since 2020 · 12 posts · 3 votes

I just bought a rental property this time last year...through renovations within one year it went from 430000 to 760000 in value. (2 bed 1 bath) to (4 bed 3 baths with deck and balcony)

I'm looking to buy more rental properties...

what is the quickest and efficient way to take the equity out of the house to buy more rental properties?

do I refinance cash out or do a HELOC?

I don't want to miss out on these deals 

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  • Lender · Frisco, TX · Member since 2019 · 546 posts · 270 votes
    6y

    I typically recommend the cash out refinance over the HELOC because the cash out refinance has a fixed interest rate whereas the HELOC has a variable interest rate. It can be a little tougher to plan cash flow with a variable interest rate

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