@Account Closed Generally speaking you don't "find" them, you make them.
Yes, there are some out there that market a property available for such, and there is a reason for it, so 99% of time they are bad deals for the buyer. The good terms buys are when your presenting it as a creative solution to a property problem.
It could be a seller lead you develop where upon walking the deal and running the numbers, there is just too much risk for too small a profitable margin. I talk openly and honestly with the people, I tell them the ugly truth, give them my cash price and a terms offer, where I can "risk" a higher price because they are mitigating my risk exposure.
Or say your working expired listings that show signs of distressed condition. If sellers can help mitigate your risk, maybe free up your capital to be used in reno vs down payment, maybe a win-win can be found.
Or take a semi-retired rental investor that you cold call who express's there just kind burnt out on the biz but not a fan of taking the tax hit. Again, maybe we can work out a win-win where I protect you having a monthly cash-flow, lowering tax hit, and I remove all the landlord work in full because now your the bank vs landlord and we all know who's winning the most and it dosn't start with L. Again, win-win.
The people everyone looks up to in REI, the #1 things missed by those staring up is you get up by being a problem solver, it's really just that simple. If your not solving problems, what are you? I mean really think about it, why would anyone ever work with you if your not giving them something of value? Solving problems is about the most valuable thing there is.
So start there, seek problems you can solve, and when you know what those are it's starts to answer itself on how to find those problems.