I’m not sure if this post will break rules on posting so apologies if it does and it’s too specific. 

I’m looking at purchasing a property with 2x single family homes on it. The problem is that it’s failed Title V, has two cesspools. Obviously this won’t fly with traditional financing unless it passes. It’s being sold As-Is so that won’t happen. 

My plan is to owner occupy one of the houses, I’ll have to sell my primary in the process. The PP will be around $500k and I’m estimating $30k for the sewer connections. 

My questions and challenges are as follows:

I’m struggling to find hard money lending for owner occupied properties. Yes it’s a repair/renovation but I need to only get across the finish line to meet the compliance repairs to move to traditional financing. Do these exist, what should I be googling specifically to find them? Can anyone recommend or point me to one?

Can I get a quote for this repair when I don’t own the property already? I’d assume so since it’s such a implicating requirement on the sale of the property.

Is it hard to get a mortgage and get out of the private money once it’s complete?

if anyone has done this before I’d LOVE to pick your brain.

If anyone has any info on what they might think it would run to do this repair that would be helpful as well. One home is directly on the street, the other is probably 150ft away. I don’t know if cesspools need to be cleaned up and removed in this process.