So I help pay for my parent's housing right now. I can no longer afford to do so and am looking for alternatives. I figured house hacking should be the way to go. I originally wanted to put it under my parent's name but I do not think that is no longer viable due to no income and no credit score. I figured I can try to purchase a Triplex and put it under my name. However, there are a few things that would be a disadvantage. I wanted to know if anyone has any help with combating these. If I claim my parent's as my dependent since I will basically take care of their every need would I still qualify? Or are there any other programs I should look into? I do not live in the same state as my parents. They can't move in with me. 

1. Down payment Assistance Program- The area provides up to $75k in help. I am not sure if I will still qualify if I put the house under my name. 

2. Biden 15K down payment Assistance-Again may not be able to qualify even if they are dependent. I have to double-check. 

3. Property Taxes- Property Taxes are favorable for the elderly. I most likely may not qualify even if it's technically my parent's home. 

4. Larger Down payment- My lender did advise if all units are rent occupied my down payment will go from 3% minimum to 20% minimum leaving less money in my pockets. 

Again these are all the cons I found. I already did the other research before with the lender. Credit Score, reserves, possible down payment.