I would look for a property land and home total about $600,000 and put 20% down on 30 year mortgage.

I can buy the land for about 300-500k. Without a house. So I can build a house for 200k that would meet expectations. This appears difficult to finance. I can get about 100k cash and could probably raise another 200k through other means but I can't close the gap on financing because the land is worth more than the home so getting a typical mortgage is not an option.