So,

Looking to purchase either a second home or an investment property with my mother in-law.  She is swimming in Debt to Income, and I may need her to help qualify. However, I do not want her to take Title as she is getting older and has medical issues. So incase she needs to use Medicaid, I don't want a lien placed on the property. I have found a lending source that will keep her as a Non-Title holder. Will this stop Medicaid from going after the property if she is only a co-signer and not an owner?

TIA!

Best,
George